15978 COVE LANE, DUMFRIES, VA 22025

$899,900

LAKEFRONT***LAKEFRONT***LAKEFRONT ****ASSUMABLE VA LOAN 2.625%****** Welcome to your own private oasis on the lake - an extraordinary residence offering nearly 4,000 square feet of meticulously maintained living space across three finished levels. Set on the pristine shoreline of Lake Montclair, this stunning 4-bedroom, 3.5 bath home delivers the perfect balance… Read More of luxurious upgrades, timeless charm, and resort-style amenities. Every detail has been thoughtfully updated so you can simply move in and enjoy. A 50-year architectural shingle roof (2018), new vinyl siding with a classic brick front (2019), and an expansive two-tier deck (2020), new HVAC (2023), new water heater (2025), new attic fan and upgraded attic insulation (2022), all of which set the tone for quality and comfort. The outdoor spaces are a dream - professionally hardscaped with multiple gathering areas, including a lakeside fire pit and bulkhead where you can tie up your boat, unwind by the water, or host memorable evenings under the stars. Enjoy a cocktail on the upper deck or dinner on the mezzanine deck with uninterrupted lake views - this is elevated living at its finest. Concrete patio and stairs underneath the deck and full length (2022), along with driveway widened with concrete to accommodate two cars (2022) Inside, white oak hardwoods grace the main level and upper hallway, bringing warmth and elegance to the open floor plan. The formal living and dining areas are flooded with natural light and a bay window with more views of the lake. The chef's kitchen is the heart of the home, outfitted with granite countertops, updated appliances, a charming brick alcove cooking center, and a butler's pantry complete with a wine fridge, which flows beautifully into the sunken family room featuring a cozy pellet stove - ideal for entertaining in comfort and style. A full-sized laundry room is conveniently placed adjacent to the kitchen. Retreat upstairs to the exceptional primary suite, entering a peaceful sitting room/office or nursery, water views, large walk-in closet, and generous space await. The en-suite bath features a double-sink vanity, in-floor heating system, jacuzzi tub, and another full-size walk-in closet, and thoughtful finishes, creating a serene spa-like experience. Three additional spacious bedrooms and a modern hall bath complete the upper level. Downstairs, the finished walk-out basement impresses with soaring 14-foot ceilings and versatility galore. Whether you're building a luxury home gym, a playroom, or a second family lounge, this space adapts to your lifestyle while featuring a new elegantly designed full bathroom and a music/theater room with a newly installed sump pump and French drain (2022). The owner went even further and ensured previous improvements, along with all the new improvements, were 100% county code compliant after a vigorous permit process and has been issued an approved county permit. This includes the basement in its entirety, not permitted by previous owners. Access the patio from the sliding glass door and just beyond to the expansive stone patio steps away, and the path to the lakeside and fire pit. Here you'll enjoy launching your kayak or one of the 2 paddle boats thoughtfully being conveyed, ready to take you on an enjoyable lake tour. Something for every water enthusiast! Beyond your backyard, Montclair offers an unmatched community lifestyle with 109 acres of lakefront recreation, three private sandy beaches, a full-service Country Club with an 18-hole golf course and driving range, indoor/outdoor tennis courts, playgrounds, sports fields, and one of the county's newest public libraries. Commuting is a breeze with a commuter bus to DC and the Pentagon at the top of your street. Plus, you're just minutes from top-rated Pattie Elementary, Anne Moncure Park, shopping, dining, and much more. This is more than a home- it's a destination. Come experience the best of lakefront living in Montclair! Read Less

Courtesy of Alicia Colletti, EXIT Elite Realty [email protected]

Listing Snapshot

Days Online

Last Updated

Jun 27, 2025

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

3,854

Lot Size

0.25 Acres

Year Built

1978

MLS Number

VAPW2094442

30 Days Snapshot Of 22025

$580k

+2%

(avg) sold price

-30%

homes sold

-8%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Boat - Electric Motor Only, Fishing Allowed, Canoe/Kayak, Private Access, Swimming Allowed

Appliances & Equipment

Built-In Microwave, Dishwasher, Disposal, Dryer, Icemaker, Oven - Wall, Cooktop, Refrigerator, Washer

Basement

100.0 % finished, Full, Fully Finished, Walkout Level

Building

3,854 sqft living area, 2,617 sqft above grade (finished), 1,237 sqft below grade (finished), Built in 1978, Structure Type: Detached, 3 levels, Contemporary, Brick

Cooling

Electric, Heat Pump(s)

Fireplaces

1 fireplace

Floors

Heated, Slate, Hardwood, Partially Carpeted

Foundation

Block, Brick/Mortar, Concrete Perimeter

Garage

2 garage spaces

Water Features

Navigable Water, Water Access, Water Body Name: Lake Montclair, Water Body Type: Lake, Water Oriented, Waterfront Features: Y, Exclusive Easement, Riparian Grant

Heating

Electric, Heat Pump(s)

Home Owner's Association

HOA Fee: $75, Fee Freq: Monthly, Baseball Field, Basketball Courts, Beach, Bike Trail, Boat Dock/Slip, Boat Ramp, Common Grounds, Community Center, Fitness Center, Golf Course Membership Available, Jog/Walk Path, Library, Lake, Non-Lake Recreational Area, Pier/Dock, Pool - Outdoor, Pool Mem Avail, Swimming Pool, Tennis - Indoor, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Pier/Dock Maintenance, Common Area Maintenance, Snow Removal

Interior Features

Butlers Pantry, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Living, Kitchen - Table Space, Upgraded Countertops, Wood Floors

Laundry

Main Floor

Lot

10,890 sqft, 0.25 acres, Bulkheaded, Cul-de-sac, Front Yard, Landscaping

Property

Other Structures: Above Grade, Below Grade, View: Lake

Roof

Architectural Shingle

Sewer

Public Sewer

Taxes

City/Town Tax Pymnt Freq: Annually, County Tax: $7,128, County Tax Pymnt Freq: Annually, Tax Annual Amount: $7,827, Tax Year: 2025

Utilities

Hot Water: Electric

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15978 COVE LANE

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